{"id":1529,"date":"2023-12-09T11:43:46","date_gmt":"2023-12-09T11:43:46","guid":{"rendered":"https:\/\/usaontheweb.com\/insurance\/?page_id=1529"},"modified":"2023-12-09T11:43:57","modified_gmt":"2023-12-09T11:43:57","slug":"a-persoanl-loans","status":"publish","type":"page","link":"http:\/\/usaontheweb.com\/insurance\/a-persoanl-loans\/","title":{"rendered":"A &#8211; Persoanl Loans"},"content":{"rendered":"<div class=\"lph-v3 bc-blue-dk \" style=\"box-sizing: inherit; background-color: rgb(10, 39, 101); padding: 32px 0px; position: relative; min-height: 380px; max-width: 1500px; margin: 0px auto; color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"lph-v3__contnt-wrp  \" style=\"box-sizing: inherit; position: relative;\">\n<div class=\"lph-v3__cntnr m-l-auto m-r-auto\" style=\"box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1200px; padding-left: 12px; padding-right: 12px;\">\n<div class=\"lph-v3__card  c-blue-dk\" style=\"box-sizing: inherit; color: rgb(10, 39, 101); background: rgba(255, 255, 255, 0.88); box-shadow: rgba(0, 0, 0, 0.25) 0px 4px 4px, rgba(0, 0, 0, 0.08) 0px -1px 2px; backdrop-filter: blur(8px); border-radius: 10px; padding: 32px; position: relative; max-width: 550px;\">\n<div class=\"lph-v3_content\" style=\"box-sizing: inherit;\">\n<h1 class=\"lph-v3__ttl\" style=\"box-sizing: inherit; font-size: 1.5rem; margin: 0px 0px 16px; line-height: 1.25;\">Personal loans<\/h1>\n<div class=\"lph-v3__prop\" style=\"box-sizing: inherit; font-size: 1rem; line-height: 1.5;\">\n<ul style=\"box-sizing: inherit; margin: 0px 0px 1em; list-style: none; padding: 0px;\">\n<li style=\"box-sizing: inherit; margin-bottom: 0.5em; background-position: 0px 3px; background-repeat: no-repeat; background-size: 20px 18px; padding-left: 28px; background-image: url(&quot;https:\/\/cdn2.comparethemarket.com\/market\/cms\/images\/hero\/tick-green__bfb2edad80107fc5b5e3c24c0fed63e4.svg&quot;);\">Get personal loan quotes in under 4 minutes<span style=\"box-sizing: inherit; font-size: 12px; line-height: 0; position: relative; vertical-align: baseline; top: -0.5em;\">[1]<\/span>&nbsp;without impacting your credit score<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.5em; background-position: 0px 3px; background-repeat: no-repeat; background-size: 20px 18px; padding-left: 28px; background-image: url(&quot;https:\/\/cdn2.comparethemarket.com\/market\/cms\/images\/hero\/tick-green__bfb2edad80107fc5b5e3c24c0fed63e4.svg&quot;);\">Compare loans from multiple providers<\/li>\n<\/ul>\n<\/div>\n<p><a class=\"btn btn--dsc\" href=\"https:\/\/gateway.comparethemarket.com\/loans\/start?AFFCLIE=FL77\" data-amp-replace=\"QUERY_PARAM\" data-affclie-link=\"\" data-fromapp-link=\"\" data-vars-cat=\"ComparePersonalLoansHero\" data-vars-lbl=\"FindALoan\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_ComparePersonalLoansHero_FindALoan\" style=\"box-sizing: inherit; background-color: rgb(17, 137, 16); color: rgb(255, 255, 255); text-decoration-line: none; font-weight: 700; display: inline-block; position: relative; padding: 0.6875rem 1.5rem; min-width: 3rem; text-align: center; border-radius: 1.5rem; border-width: 0px; border-style: solid; text-shadow: none; border-color: rgb(17, 137, 16); box-shadow: rgb(14, 123, 13) 0px -3px 0px inset; min-height: 3rem; font-size: 1.125rem; line-height: 1.5rem;\" target=\"_blank\" rel=\"noopener\">Find a loan<\/a>&nbsp;<a class=\"btn btn--dsc btn--dsc-sec\" href=\"https:\/\/myctm.comparethemarket.com\/previous-quotes\/loans\/\" data-vars-cat=\"ComparePersonalLoansHero\" data-vars-lbl=\"GoToYourAccount\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_ComparePersonalLoansHero_GoToYourAccount\" style=\"box-sizing: inherit; background-color: rgb(255, 255, 255); color: rgb(17, 137, 16); text-decoration-line: none; font-weight: 700; display: inline-block; position: relative; padding: 0.6875rem 1.5rem; min-width: 3rem; text-align: center; border-radius: 1.5rem; border-width: 1px; border-style: solid; text-shadow: none; border-color: rgb(205, 205, 210); box-shadow: rgb(222, 222, 226) 0px -3px 0px inset; min-height: 3rem; font-size: 1.125rem; line-height: 1.5rem; margin-left: 12px;\" target=\"_blank\" rel=\"noopener\">Go to your account<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"crsl-mdl no-pop  \" style=\"box-sizing: inherit; color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px; background-color: rgb(255, 255, 255);\">\n<div class=\"crsl-mdl__cntnr cntnr\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding: 20px;\">\n<h2 class=\"txt-centr\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px 0px 0.75em; text-align: center;\"><span class=\"font-h3\" style=\"box-sizing: inherit; font-size: 1.5rem;\">We compare loans from 41 lenders<span style=\"box-sizing: inherit; font-size: 18px; line-height: 0; position: relative; vertical-align: baseline; top: -0.5em;\">[1]<\/span>, including:<\/span><\/h2>\n<div class=\"crsl-mdl__wrpr\" style=\"box-sizing: inherit; display: flex; flex-direction: column; align-items: center;\">\n<div class=\"crsl-mdl__slctr\" style=\"box-sizing: inherit; width: 667px;\"><amp-carousel height=\"56\" controls=\"\" layout=\"fixed-height\" type=\"carousel\" class=\"i-amphtml-element i-amphtml-layout-fixed-height i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed-height\" style=\"box-sizing: inherit; display: block; position: relative; height: 56px; overflow: hidden !important;\"><\/p>\n<div class=\"i-amphtml-carousel-content\" style=\"box-sizing: inherit; position: static; inset: 0px;\">\n<div class=\"i-amphtml-carousel-scroll\" mixed-length=\"true\" user-scrollable=\"true\" hide-scrollbar=\"false\" horizontal=\"true\" loop=\"false\" snap=\"false\" role=\"list\" style=\"box-sizing: inherit; width: 667px; height: 68.4375px; align-items: center; outline: none; scroll-behavior: smooth; flex-direction: row; scroll-snap-type: none; overflow-y: hidden; --visible-count: 1 !important; padding-bottom: 0px !important; text-wrap: nowrap !important;\">\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; width: auto; margin-left: 0px; cursor: pointer; height: 48px; margin-inline: 0px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Admirallogo_HxW0049x0079_8ec65c15-2f1a-437e-861d-4e84d91fa678.png\" width=\"79\" height=\"48\" alt=\"Admiral logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"Admiral logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Admirallogo_HxW0049x0079_8ec65c15-2f1a-437e-861d-4e84d91fa678.png\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Novuna-personal-finance-logo_HxW0049x0079_ac9aae6b-5536-4ccc-bdeb-544f11a9ea17.jpeg\" width=\"79\" height=\"48\" alt=\"Novuna Personal Finance logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"Novuna Personal Finance logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Novuna-personal-finance-logo_HxW0049x0079_ac9aae6b-5536-4ccc-bdeb-544f11a9ea17.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/ZOPA-logo_HxW0049x0079_ae492709-1d83-47f2-81cf-e56a4b24fa82.jpeg\" width=\"79\" height=\"48\" alt=\"ZOPA logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"ZOPA logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/ZOPA-logo_HxW0049x0079_ae492709-1d83-47f2-81cf-e56a4b24fa82.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Santander-logo_HxW0049x0079_d209c378-2858-47ee-8dfc-69ec6ad30a7a.jpeg\" width=\"79\" height=\"48\" alt=\"Santander logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"Santander logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Santander-logo_HxW0049x0079_d209c378-2858-47ee-8dfc-69ec6ad30a7a.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/MandS-Bank_HxW0049x0079_92b9e38d-fb38-4077-ad73-6ddfce41bd16.jpeg\" width=\"79\" height=\"48\" alt=\"M&amp;S Bank logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"M&amp;S Bank logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/MandS-Bank_HxW0049x0079_92b9e38d-fb38-4077-ad73-6ddfce41bd16.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Shawbrook-bank-logo_HxW0049x0079_c2266ec0-2d05-4c3f-9b62-b4f416e4ec92.jpeg\" width=\"79\" height=\"48\" alt=\"Shawbrook Bank logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"Shawbrook Bank logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Shawbrook-bank-logo_HxW0049x0079_c2266ec0-2d05-4c3f-9b62-b4f416e4ec92.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Lendable-logo_HxW0049x0079_ddb12aa2-b57c-4069-8d39-9fe5ae450fa2.jpeg\" width=\"79\" height=\"48\" alt=\"Lendable logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"Lendable logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Lendable-logo_HxW0049x0079_ddb12aa2-b57c-4069-8d39-9fe5ae450fa2.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/118118-Money-logo_HxW0049x0079_5dd66f23-9215-48b0-bc3e-21c2c8f5c27d.jpeg\" width=\"79\" height=\"48\" alt=\"118 118 Money logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"118 118 Money logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/118118-Money-logo_HxW0049x0079_5dd66f23-9215-48b0-bc3e-21c2c8f5c27d.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/AA-logo_HxW0049x0079_fa9fc686-92a2-4c9f-8aa0-e99349a82b03.jpeg\" width=\"79\" height=\"48\" alt=\"AA logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"AA logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/AA-logo_HxW0049x0079_fa9fc686-92a2-4c9f-8aa0-e99349a82b03.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/MBNA-logo_HxW0049x0079_1e1b5038-0203-4dd3-a7b7-9969355612a8.jpeg\" width=\"79\" height=\"48\" alt=\"MBNA logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"MBNA logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/MBNA-logo_HxW0049x0079_1e1b5038-0203-4dd3-a7b7-9969355612a8.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Halifax-logo_HxW0049x0079_4a4a1ac8-0cc6-4dfd-97fd-582ea8198773.jpeg\" width=\"79\" height=\"48\" alt=\"Halifax logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"Halifax logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Halifax-logo_HxW0049x0079_4a4a1ac8-0cc6-4dfd-97fd-582ea8198773.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Lloyds-bank-logo_HxW0049x0079_7fa52f95-6bfc-4319-93d5-4c5e09d6bb17.jpeg\" width=\"79\" height=\"48\" alt=\"Lloyds Bank logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"Lloyds Bank logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Lloyds-bank-logo_HxW0049x0079_7fa52f95-6bfc-4319-93d5-4c5e09d6bb17.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Bamboo-logo_HxW0049x0079_b50594d5-08ad-4441-9db7-4b0863589a06.jpeg\" width=\"79\" height=\"48\" alt=\"Bamboo logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"Bamboo logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Bamboo-logo_HxW0049x0079_b50594d5-08ad-4441-9db7-4b0863589a06.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<div class=\"crsl-mdl__item crsl-mdl__item--flx-wdth amp-carousel-slide amp-scrollable-carousel-slide\" role=\"listitem\" aria-hidden=\"false\" style=\"box-sizing: inherit; margin-inline: 8px 0px; width: auto; margin-left: 22px; cursor: pointer; height: 48px; pointer-events: none; scroll-snap-align: start; transform: translate(0px, 0px); display: inline-block !important; --content-transform: translate(0px, 0px) !important;\"><amp-img lightbox=\"\" src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Likely-loans_HxW0049x0079_7f357448-f6b7-44c4-b714-cd7f072b06ab.jpeg\" width=\"79\" height=\"48\" alt=\"Likely loans logo\" layout=\"fixed\" class=\"i-amphtml-element i-amphtml-layout-fixed i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"fixed\" style=\"box-sizing: inherit; display: inline-block; position: relative; width: 79px; height: 48px; overflow: hidden !important;\"><img decoding=\"async\" alt=\"Likely loans logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Likely-loans_HxW0049x0079_7f357448-f6b7-44c4-b714-cd7f072b06ab.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<\/div>\n<div class=\"i-amphtml-carousel-arrows\" style=\"box-sizing: inherit; position: absolute; inset: 0px; z-index: 1; display: flex; flex-direction: row; justify-content: space-between; align-items: center; pointer-events: none;\">\n<div tabindex=\"-1\" class=\"amp-carousel-button amp-carousel-button-prev amp-disabled\" role=\"presentation\" aria-disabled=\"true\" title=\"Previous item in carousel (1 of 14)\" dir=\"ltr\" style=\"box-sizing: border-box; position: relative; height: 1px; width: 1px; margin: 16px; border-style: none; border-radius: 2px; background-color: rgba(0, 0, 0, 0.5); background-position: 50% 50%; background-repeat: no-repeat; z-index: 10; pointer-events: none; background-image: url(&quot;data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='33' height='50' fill='%23fff'%3E%3Cpath d='M33 0L9.663 25 33 50h-9.163L.5 25 23.837 0z'\/%3E%3C\/svg%3E&quot;); background-size: auto 20px; animation: auto ease 0s 1 normal none running none; clip: rect(0px, 0px, 0px, 0px); clip-path: inset(50%); overflow: hidden; text-wrap: nowrap; left: 0px; cursor: pointer;\"><\/div>\n<div tabindex=\"0\" class=\"amp-carousel-button amp-carousel-button-next\" role=\"presentation\" aria-disabled=\"false\" title=\"Next item in carousel (2 of 14)\" dir=\"ltr\" style=\"box-sizing: border-box; position: relative; height: 34px; width: 34px; margin: 16px; border-style: none; border-radius: 2px; background-color: rgba(0, 0, 0, 0.5); background-position: 50% 50%; background-repeat: no-repeat; z-index: 10; pointer-events: all; background-image: url(&quot;data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='33' height='50' fill='%23fff'%3E%3Cpath d='M.5 0l23.337 25L.5 50h9.163L33 25 9.663 0z'\/%3E%3C\/svg%3E&quot;); background-size: auto 20px; right: 0px; cursor: pointer;\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-carousel><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-white\" style=\"box-sizing: inherit; background-color: rgb(255, 255, 255); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-sm row--gt-sm row--bdr-sld\" style=\"box-sizing: inherit; padding-top: 20px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px; border-bottom: 1px solid currentcolor;\">\n<div class=\"col-sm-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 20px;\">\n<p class=\"txt-centr\" style=\"box-sizing: inherit; margin: 0px; text-align: center;\"><span class=\"font-tiny\" style=\"box-sizing: inherit; font-size: 0.875rem;\"><span style=\"box-sizing: inherit; font-size: 10.5px; line-height: 0; position: relative; vertical-align: baseline; top: -0.5em;\">[1]&nbsp;&nbsp;<\/span>Correct as of September 2023.<\/span><span class=\"font-tiny\" style=\"box-sizing: inherit; font-size: 0.875rem;\"><br style=\"box-sizing: inherit;\"><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-white\" style=\"box-sizing: inherit; background-color: rgb(255, 255, 255); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-md row--gt-sm row--bdr-sld\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px; border-bottom: 1px solid currentcolor;\">\n<div class=\"col-sm-12 col-md-12 col-lg-12 vr-al-ctr btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: center; margin-bottom: 40px;\">\n<h2 class=\"uline\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px 0px 0.75em; padding-bottom: 10px; position: relative;\">Personal loan eligibility checker and calculator<\/h2>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">Before you apply for a personal loan, you can search for loans you\u2019re likely to be accepted for with our free eligibility checker. It\u2019s a&nbsp;<a title=\"soft credit search\" href=\"https:\/\/www.comparethemarket.com\/credit-cards\/content\/soft-credit-searches\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">soft credit search<\/a>&nbsp;so won\u2019t impact your credit score in any way.<\/p>\n<p><a href=\"https:\/\/loans-eligibility.comparethemarket.com\/\" class=\"btn btn--dsc btn--ar-r\" data-vars-cat=\"Copy\" data-vars-lbl=\"Button\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_Copy_Button\" style=\"box-sizing: inherit; background-color: rgb(17, 137, 16); color: rgb(255, 255, 255); text-decoration-line: none; font-weight: 700; display: inline-block; position: relative; padding: 0.6875rem 3.5rem 0.6875rem 1.5rem; min-width: 3rem; border-radius: 1.5rem; border-width: 0px; border-style: solid; text-shadow: none; border-color: rgb(17, 137, 16); box-shadow: rgb(14, 123, 13) 0px -3px 0px inset; min-height: 3rem; font-size: 1.125rem; line-height: 1.5rem; margin-bottom: 0px; margin-right: auto;\" target=\"_blank\" rel=\"noopener\"><svg aria-hidden=\"true\" class=\"btn__ar\"><use xlink:href=\"#arrow-full\"><\/use><\/svg>Try our eligibility checker<\/a><\/div>\n<div class=\"col-sm-12 col-md-12 col-lg-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 40px;\">\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">Our loan calculator gives you an idea of how much you could borrow when comparing small loans. It can also tell you how much your monthly repayments would be.<\/p>\n<p><a href=\"https:\/\/www.comparethemarket.com\/loans\/loan-calculator\/\" class=\"btn btn--dsc-sec btn--ar-r\" data-vars-cat=\"Copy2\" data-vars-lbl=\"Button\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_Copy2_Button\" style=\"box-sizing: inherit; color: rgb(17, 137, 16); text-decoration-line: none; font-weight: 700; display: inline-block; position: relative; padding: 0.75rem 2.75rem 0.75rem 1rem; min-width: 160px; border-radius: 0.5rem; border-width: 1px; border-style: solid; text-shadow: rgba(0, 0, 0, 0.1) 0px 1px 1px; border-color: rgb(205, 205, 210); box-shadow: rgb(222, 222, 226) 0px -3px 0px inset; margin-bottom: 0px; margin-right: auto;\" target=\"_blank\" rel=\"noopener\"><svg aria-hidden=\"true\" class=\"btn__ar\"><use xlink:href=\"#arrow-full\"><\/use><\/svg>Try our loan calculator<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-white\" style=\"box-sizing: inherit; background-color: rgb(255, 255, 255); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-md row--gt-sm\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px;\">\n<div class=\"col-sm-12 col-md-8 col-lg-8 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 626.667px; align-self: start; margin-bottom: 40px;\">\n<h2 class=\"uline\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px 0px 0.75em; padding-bottom: 10px; position: relative;\">What is a personal loan?<\/h2>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">A personal loan lets you borrow an amount of money from a lender over an agreed period (or term). The amount you borrow, plus interest, is typically paid back in fixed monthly instalments.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px;\">Most banks and building societies offer personal loans up to \u00a325,000. A small loan can be a good option if you\u2019re looking to make improvements to your home, for example, as it means you can spread the cost over several months or years.<\/p>\n<\/div>\n<div class=\"col-sm-12 col-md-4 col-lg-4 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 313.323px; align-self: start; margin-bottom: 40px;\">\n<h3 class=\"uline\" style=\"box-sizing: inherit; font-size: 1.5rem; margin: 0px 0px 0.75em; padding-bottom: 10px; position: relative;\">Related articles<\/h3>\n<ul class=\"lnk-lst\" style=\"box-sizing: inherit; margin: 0px; list-style: none; padding-left: 0px;\">\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><a href=\"https:\/\/www.comparethemarket.com\/loans\/\" data-vars-cat=\"RelatedLinks\" data-vars-lbl=\"CompareLoans\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_RelatedLinks_CompareLoans\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">Compare loans<\/a><\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><a href=\"https:\/\/www.comparethemarket.com\/loans\/car-finance\/\" data-vars-cat=\"RelatedLinks\" data-vars-lbl=\"CompareCarFinance\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_RelatedLinks_CompareCarFinance\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">Compare car finance<\/a><\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><a href=\"https:\/\/www.comparethemarket.com\/loans\/homeowner-loans\/\" data-vars-cat=\"RelatedLinks\" data-vars-lbl=\"CompareHomeownerLoans\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_RelatedLinks_CompareHomeownerLoans\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">Compare homeowner loans<\/a><\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><a href=\"https:\/\/www.comparethemarket.com\/loans\/debt-consolidation\/\" data-vars-cat=\"RelatedLinks\" data-vars-lbl=\"CompareDebtConsolidationLoans\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_RelatedLinks_CompareDebtConsolidationLoans\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">Compare debt consolidation loans<\/a><\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><a href=\"https:\/\/www.comparethemarket.com\/loans\/home-improvement\/\" data-vars-cat=\"RelatedLinks\" data-vars-lbl=\"CompareHomeImprovementLoans\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_RelatedLinks_CompareHomeImprovementLoans\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">Compare home improvement loans<\/a><\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><a href=\"https:\/\/www.comparethemarket.com\/loans\/bad-credit-loans\/\" data-vars-cat=\"RelatedLinks\" data-vars-lbl=\"CompareBadCreditLoans\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_RelatedLinks_CompareBadCreditLoans\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">Compare bad credit loans<\/a><\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><a href=\"https:\/\/www.comparethemarket.com\/loans\/secured-loans\/\" data-vars-cat=\"RelatedLinks\" data-vars-lbl=\"SecuredLoans\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_RelatedLinks_SecuredLoans\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">Secured loans<\/a><\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0px;\"><a href=\"https:\/\/www.comparethemarket.com\/loans\/unsecured-personal\/\" data-vars-cat=\"RelatedLinks\" data-vars-lbl=\"UnsecuredPersonalLoans\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_RelatedLinks_UnsecuredPersonalLoans\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">Unsecured personal loans<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-grey-ltst\" style=\"box-sizing: inherit; background-color: rgb(239, 239, 242); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn-dk\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-md row--gt-sm\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px;\">\n<div class=\"col-sm-12 col-md-12 col-lg-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 40px;\">\n<h2 class=\"uline\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px 0px 0.75em; padding-bottom: 10px; position: relative;\">How do personal loans work?<\/h2>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">Personal loans are sometimes called&nbsp;<a title=\"unsecured\" href=\"https:\/\/www.comparethemarket.com\/loans\/unsecured-personal\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(25, 134, 65); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">unsecured<\/a>&nbsp;loans because they don\u2019t require you to put up something valuable as collateral. This means you don\u2019t need to risk your car or home to borrow the money. Here\u2019s how small loans work:<\/p>\n<ol style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Apply for a loan<\/span><br style=\"box-sizing: inherit;\">Decide how much you want to borrow and for how long. Personal loan terms are usually between one and five years. Some can stretch to 10 years, so they\u2019re not always short-term loans.<br style=\"box-sizing: inherit;\"><br style=\"box-sizing: inherit;\">When you apply, the lender will run a credit check to decide whether you\u2019re eligible for the loan.<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Receive your money<\/span><br style=\"box-sizing: inherit;\">If your application is approved, you\u2019ll receive the money as a lump sum directly into your bank account. It usually takes one to two days to arrive.<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Pay back your loan<\/span><br style=\"box-sizing: inherit;\">Start paying back the loan, plus interest, in fixed monthly instalments for the agreed term.<\/li>\n<\/ol>\n<p style=\"box-sizing: inherit; margin: 0px;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Compare the Market Limited acts as a credit broker, not a lender. To apply you must be a UK resident and aged 18 or over. Credit is subject to status and eligibility.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-white\" style=\"box-sizing: inherit; background-color: rgb(255, 255, 255); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-md row--gt-lg\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: calc(-30px); margin-right: calc(-30px);\">\n<div class=\"col-sm-12 col-md-12 col-lg-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: calc(30px); padding-right: calc(30px); width: 980px; align-self: start; margin-bottom: 40px;\">\n<h2 class=\"uline\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px 0px 0.75em; padding-bottom: 10px; position: relative;\">Advantages and disadvantages of personal loans<\/h2>\n<p style=\"box-sizing: inherit; margin: 0px;\">If you\u2019re thinking of taking out a personal loan, here are some pros and cons to weigh up first.<\/p>\n<\/div>\n<div class=\"col-sm-12 col-md-6 col-lg-6 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: calc(30px); padding-right: calc(30px); width: 490px; align-self: start; margin-bottom: 40px;\">\n<h3 style=\"box-sizing: inherit; font-size: 1.5rem; margin: 0px 0px 0.75em;\">Benefits of a personal loan:<\/h3>\n<ul style=\"box-sizing: inherit; margin: 0px;\">\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">You can use the money for whatever you like<\/span>&nbsp;\u2013 you could pay for home improvements, a wedding or a&nbsp;<a title=\"car\" href=\"https:\/\/www.comparethemarket.com\/loans\/content\/buying-car-with-personal-loan\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">car<\/a>, for example. You\u2019re not tied to a specific purpose, unlike with&nbsp;<a title=\"car finance\" href=\"https:\/\/www.comparethemarket.com\/loans\/car-finance\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">car finance.<\/a><\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Flexible terms<\/span>&nbsp;\u2013 you can choose how much you want to borrow and how long you\u2019d like to repay it. However, this does depend on your credit score and will affect the amount of interest you\u2019ll have to pay.<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Fixed interest rates and repayments<\/span>&nbsp;\u2013 with personal loans, interest rates are usually fixed, unlike credit cards. And you\u2019ll repay a fixed amount every month, which makes it easier to budget.<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><a title=\"Debt consolidation\" href=\"https:\/\/www.comparethemarket.com\/loans\/debt-consolidation\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">Debt consolidation<\/a>&nbsp;\u2013 consider paying off multiple debts with one loan. A single repayment plan could make your debt more manageable by combining multiple monthly payments into one. You may be able to secure a better interest rate too. But bear in mind that extending the length of your loan means you may pay more in the long run.<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Apply and receive the money quickly<\/span>&nbsp;\u2013 you can often apply online and, if you\u2019re approved, the lender will usually deposit the money into your account within a few days (or even a few hours if you\u2019re already a customer).<\/li>\n<\/ul>\n<\/div>\n<div class=\"col-sm-12 col-md-6 col-lg-6 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: calc(30px); padding-right: calc(30px); width: 490px; align-self: start; margin-bottom: 40px;\">\n<h3 style=\"box-sizing: inherit; font-size: 1.5rem; margin: 0px 0px 0.75em;\">Drawbacks of a personal loan:<\/h3>\n<ul style=\"box-sizing: inherit; margin: 0px;\">\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Higher interest rate than some alternatives<\/span>&nbsp;\u2013 personal loans tend to have higher interest rates than loans secured against an asset. So, if you\u2019re looking for cheap loans, this might not be the best option.<br style=\"box-sizing: inherit;\"><br style=\"box-sizing: inherit;\">Some credit card providers also offer interest-free deals for an introductory period, making them a potentially cheaper option than a personal loan.<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Long-term commitment<\/span>&nbsp;\u2013 if your income changes after taking out the loan, you might struggle to keep up with your repayments.<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Good credit score needed for the best rates<\/span>&nbsp;\u2013 the interest rate advertised may not be the rate you\u2019re offered (unless it\u2019s a guaranteed rate). A poor credit score makes it difficult to qualify for the best personal loans.<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Penalties if you default<\/span>&nbsp;\u2013 if you fail to make your repayments on time, this will damage your credit score. Your lender may even take legal action to settle unpaid debts.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-grey-ltst\" style=\"box-sizing: inherit; background-color: rgb(239, 239, 242); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn-dk\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-md row--gt-sm\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px;\">\n<div class=\"col-sm-12 col-md-6 col-lg-6 vr-al-ctr btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 470px; align-self: center; margin-bottom: 40px;\">\n<h2 class=\"uline\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px 0px 0.75em; padding-bottom: 10px; position: relative;\">How much can I borrow with a personal loan?<\/h2>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">You can typically borrow between \u00a31,000 and \u00a325,000 with a personal loan. The amount depends on your credit rating and how much you can afford to repay. Some larger, low-interest personal loans may only be available to existing customers.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px;\">It\u2019s important to consider the&nbsp;<a title=\"annual percentage rate (APR)\" href=\"https:\/\/www.comparethemarket.com\/loans\/content\/what-does-apr-mean\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(25, 134, 65); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">annual percentage rate (APR)<\/a>&nbsp;when working out how much you can afford to borrow. The APR is the cost of borrowing money over a year. It includes the interest on your loan as well as other charges you may have to pay, like an annual fee.<\/p>\n<\/div>\n<div class=\"col-sm-12 col-md-6 col-lg-6 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 470px; align-self: start; margin-bottom: 40px;\">\n<div class=\"img img--rc\" style=\"box-sizing: inherit; margin-bottom: 0px;\"><amp-img src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Personal-loans-2_HxW0350x0450_eba21018-6ef4-41b6-8eed-ee28a90f2a91.jpeg\" media=\"\" alt=\"Typing on laptop with credit card in hand\" layout=\"responsive\" height=\"350\" width=\"450\" class=\"i-amphtml-element i-amphtml-layout-responsive i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"responsive\" style=\"box-sizing: inherit; display: block; position: relative; overflow: hidden !important;\"><i-amphtml-sizer slot=\"i-amphtml-svc\" style=\"box-sizing: inherit; padding-top: 350px; display: block !important;\"><\/i-amphtml-sizer><img decoding=\"async\" alt=\"Typing on laptop with credit card in hand\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Personal-loans-2_HxW0350x0450_eba21018-6ef4-41b6-8eed-ee28a90f2a91.jpeg\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; border-radius: 20px; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<\/div>\n<div class=\"col-sm-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 40px;\">\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">The lowest APR loans are reserved for customers with the best credit ratings. That\u2019s why, when you apply, you might not get the advertised APR unless it\u2019s labelled as a&nbsp;<a title=\"guaranteed APR.\" href=\"https:\/\/www.comparethemarket.com\/loans\/content\/representative-vs-guaranteed-apr\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(25, 134, 65); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">guaranteed APR.<\/a><\/p>\n<p style=\"box-sizing: inherit; margin: 0px;\">Only borrow what you actually need. Even though it can be tempting to get a bigger loan because the interest rate is lower the more you borrow, you\u2019ll end up paying more overall.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-white\" style=\"box-sizing: inherit; background-color: rgb(255, 255, 255); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-md row--gt-sm\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px;\">\n<div class=\"col-sm-12 col-md-12 col-lg-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 40px;\">\n<h2 class=\"uline\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px 0px 0.75em; padding-bottom: 10px; position: relative;\">How can I find the right personal loan for me?<\/h2>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">Here\u2019s how to find a personal loan to suit your needs:<\/p>\n<ul style=\"box-sizing: inherit; margin: 0px;\">\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Shop around<\/span>&nbsp;\u2013 start by comparing personal loans using our&nbsp;<a title=\"eligibility checker\" href=\"https:\/\/loans-eligibility.comparethemarket.com\/?AFFCLIE=FQ89&amp;wip=64e8a79a4260143e697a77f5#_=_\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">eligibility checker<\/a>&nbsp;to give you an idea of what personal loan rates could be available to you. Our eligibility checker will only show you loans you\u2019re likely to be accepted for.<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Check your credit score<\/span>&nbsp;\u2013 see if there are any ways to&nbsp;<a title=\"improve your credit score\" href=\"https:\/\/www.comparethemarket.com\/credit-cards\/content\/building-your-credit-score\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">improve your credit score<\/a>&nbsp;before applying for a loan. Check your credit report for any errors that could affect your chances of acceptance.<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Check the terms<\/span>&nbsp;\u2013 if you want the option of repaying the loan early, look for one that won\u2019t involve paying a penalty charge.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-grey-ltst\" style=\"box-sizing: inherit; background-color: rgb(239, 239, 242); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn-dk\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-md row--gt-sm\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px;\">\n<div class=\"col-sm-12 col-md-12 col-lg-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 40px;\">\n<h2 class=\"uline\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px 0px 0.75em; padding-bottom: 10px; position: relative;\">What are the alternatives to personal loans?<\/h2>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">There are five main alternatives to personal loans:<\/p>\n<h3 style=\"box-sizing: inherit; font-size: 1.5rem; margin: 0px 0px 0.75em;\">Secured loan<\/h3>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">If you\u2019re having trouble getting accepted for a personal loan or you\u2019re looking to borrow more than \u00a325,000, you could try applying for a&nbsp;<a title=\"secured loan\" href=\"https:\/\/www.comparethemarket.com\/loans\/secured-loans\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(25, 134, 65); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">secured loan.<\/a>&nbsp;This type of loan is also known as a homeowner loan.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">You\u2019ll need to offer an asset such as your home or car as collateral. This could be recovered by the lender if you fail to make the repayments.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">Because secured loans are less risky for lenders, they tend to offer:<\/p>\n<ul style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\">Lower interest rates<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\">Longer terms<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\">Higher borrowing limits.<\/li>\n<\/ul>\n<h3 style=\"box-sizing: inherit; font-size: 1.5rem; margin: 0px 0px 0.75em;\">Credit cards<\/h3>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">If you\u2019re looking to borrow a small amount, a&nbsp;<a title=\"0% interest credit card\" href=\"https:\/\/www.comparethemarket.com\/credit-cards\/purchases\/\" target=\"_top\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(25, 134, 65); text-decoration-line: none; font-weight: 700;\" rel=\"noopener\">0% interest credit card<\/a>&nbsp;could be a useful alternative to a personal loan.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">Make sure you can afford to keep up with the minimum monthly repayments and ideally repay the full amount before your 0% period ends.<\/p>\n<h3 style=\"box-sizing: inherit; font-size: 1.5rem; margin: 0px 0px 0.75em;\">Overdraft facility<\/h3>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">If you only need to borrow a small amount of money for a very short time, consider using an interest-free&nbsp;<a title=\"overdraft\" href=\"https:\/\/www.comparethemarket.com\/current-accounts\/content\/guide-to-overdrafts\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(25, 134, 65); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">overdraft<\/a>, if you have one. If you don\u2019t, it could be worth looking at alternative current accounts that offer this facility.<\/p>\n<h3 style=\"box-sizing: inherit; font-size: 1.5rem; margin: 0px 0px 0.75em;\">Peer-to-peer personal loan<\/h3>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">Peer-to-peer (P2P) loans work in a similar way to standard personal loans. The difference is you borrow money from another person or group of people, instead of a bank or building society.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">You can find P2P lenders on dedicated websites. Interest rates vary and can be affected by your credit score. However, P2P lending can sometimes offer lower interest rates compared to traditional lenders.<\/p>\n<h3 style=\"box-sizing: inherit; font-size: 1.5rem; margin: 0px 0px 0.75em;\">Car Finance<\/h3>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\"><a title=\"Car finance\" href=\"https:\/\/www.comparethemarket.com\/loans\/car-finance\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(25, 134, 65); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">Car finance<\/a>&nbsp;helps people buy a car that they couldn\u2019t normally pay for up front. You\u2019ll typically pay a deposit, followed by monthly repayments (with interest) over a fixed term. This could be from two years up to five years.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">There are several different types of car finance available:<\/p>\n<ul style=\"box-sizing: inherit; margin: 0px;\">\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Hire Purchase (HP)<\/span>&nbsp;\u2013 your loan will be secured against the car, and you\u2019ll split its cost into monthly repayments. Once you\u2019ve made the last repayment, the car will be yours to keep.<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">Personal Contract Purchase (PCP)<\/span>&nbsp;\u2013 this type of agreement is based on the amount of value the car will lose during the loan term (its depreciation) rather than its total value. At the end of the agreement, you can hand the car back, buy it by paying a one-off balloon payment, or use any positive equity as a deposit in a new loan.&nbsp;<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-white\" style=\"box-sizing: inherit; background-color: rgb(255, 255, 255); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-md row--gt-sm\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px;\">\n<div class=\"col-sm-12 col-md-12 col-lg-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 40px;\">\n<h2 class=\"uline\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px 0px 0.75em; padding-bottom: 10px; position: relative;\">What details do I need to get a personal loan quote?<\/h2>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">When you use our&nbsp;<a title=\"eligibility checker\" href=\"https:\/\/loans-eligibility.comparethemarket.com\/?AFFCLIE=FQ89&amp;wip=64e8a79a4260143e697a77f5#_=_\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 160, 45); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">eligibility checker<\/a>, we\u2019ll show you a list of personal loans you might qualify for.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">Once you\u2019ve chosen a personal loan, you\u2019ll be taken to the lender\u2019s site to apply. You\u2019ll need to have details including:<\/p>\n<ul style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\">All the addresses you\u2019ve lived at for the past three years<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\">Your email address<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\">Your employer\u2019s details, including their address and phone number<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\">Details of your monthly income and outgoings<\/li>\n<li style=\"box-sizing: inherit; margin-bottom: 0.625rem;\">Your bank or building society account details.<\/li>\n<\/ul>\n<p style=\"box-sizing: inherit; margin: 0px;\">This helps the lender assess whether you\u2019ll be able to make the loan repayments.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-blue\" style=\"box-sizing: inherit; background-color: rgb(14, 74, 142); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-white lnk-white\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px; color: rgb(255, 255, 255);\">\n<div class=\"row p-t-md row--gt-sm hr-al-ctr\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px; justify-content: center;\"><a href=\"https:\/\/www.comparethemarket.com\/meet-the-experts\/alex-hasty\/\" data-vars-cat=\"\" data-vars-lbl=\"ExpertQuoteImage\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans__ExpertQuoteImage\" class=\"col-sm-6 col-md-2 col-lg-2 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(255, 255, 255); text-decoration-line: none; font-weight: 700; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 156.667px; align-self: start; margin-bottom: 40px;\" target=\"_blank\" rel=\"noopener\"><amp-img src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/images\/author-profile\/alex-hasty.png\" alt=\"Author image Alex Hasty\" width=\"350\" height=\"350\" layout=\"responsive\" class=\"i-amphtml-element i-amphtml-layout-responsive i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"responsive\" style=\"box-sizing: inherit; display: block; position: relative; overflow: hidden !important;\"><i-amphtml-sizer slot=\"i-amphtml-svc\" style=\"box-sizing: inherit; padding-top: 136.667px; display: block !important;\"><\/i-amphtml-sizer><img decoding=\"async\" alt=\"Author image Alex Hasty\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/images\/author-profile\/alex-hasty.png\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><span class=\"sr-only\" style=\"box-sizing: inherit; border: 0px; clip: rect(0px, 0px, 0px, 0px); clip-path: inset(50%); height: 1px; overflow: hidden; padding: 0px; position: absolute; text-wrap: nowrap; width: 1px; margin-bottom: 0px;\">Author image Alex Hasty<\/span><\/a><\/p>\n<div class=\"col-sm-12 col-md-10 col-lg-10 vr-al-ctr btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 783.323px; align-self: center; margin-bottom: 40px;\">\n<h2 style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px 0px 0.75em;\">What our expert says&#8230;<\/h2>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\"><em style=\"box-sizing: inherit;\">There are many reasons why people take out personal loans and, in some cases, a loan can even help you improve your credit rating. Remember to always check the total cost of the loan and plan a budget to pay it back \u2013 only take out the amount you need and pay it back as quickly as you can to reduce the amount of interest.\u201d<\/em><\/p>\n<p style=\"box-sizing: inherit; margin: 0px;\">&#8211;&nbsp;<a title=\"Alex Hasty\" href=\"https:\/\/www.comparethemarket.com\/meet-the-experts\/alex-hasty\/\" data-vars-cat=\"\" data-vars-lbl=\"ExpertQuote\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans__ExpertQuote\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(255, 255, 255); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\"><u style=\"box-sizing: inherit;\">Alex Hasty<\/u><\/a><span style=\"box-sizing: inherit; font-weight: 700;\">, Insurance and finance expert<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-white\" style=\"box-sizing: inherit; background-color: rgb(255, 255, 255); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-md row--gt-sm\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px;\">\n<div class=\"col-sm-12 col-md-12 col-lg-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 40px;\">\n<h2 class=\"uline txt-centr\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px; text-align: center; padding-bottom: 10px; position: relative;\">Why use Compare the Market?<\/h2>\n<\/div>\n<div class=\"col-sm-12 col-md-4 col-lg-4 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 313.323px; align-self: start; margin-bottom: 40px;\">\n<p class=\"txt-centr\" style=\"box-sizing: inherit; margin: 0px; text-align: center;\"><span class=\"font-h3\" style=\"box-sizing: inherit; font-size: 1.5rem;\">Get a personal loan comparison in<span style=\"box-sizing: inherit; font-weight: 700;\">&nbsp;under 4 minutes<span style=\"box-sizing: inherit; font-size: 18px; line-height: 0; position: relative; vertical-align: baseline; top: -0.5em;\">[1]<\/span><\/span><\/span><\/p>\n<\/div>\n<div class=\"col-sm-12 col-md-4 col-lg-4 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 313.323px; align-self: start; margin-bottom: 40px;\">\n<p class=\"txt-centr\" style=\"box-sizing: inherit; margin: 0px; text-align: center;\"><span class=\"font-h3\" style=\"box-sizing: inherit; font-size: 1.5rem;\"><span style=\"box-sizing: inherit; font-weight: 700;\">No impact<\/span>&nbsp;on your credit score<\/span><\/p>\n<\/div>\n<div class=\"col-sm-12 col-md-4 col-lg-4 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 313.323px; align-self: start; margin-bottom: 40px;\">\n<p class=\"txt-centr\" style=\"box-sizing: inherit; margin: 0px; text-align: center;\"><span class=\"font-h3\" style=\"box-sizing: inherit; font-size: 1.5rem;\">See loans from a&nbsp;<span style=\"box-sizing: inherit; font-weight: 700;\">wide range<\/span>&nbsp;of lenders<\/span><\/p>\n<\/div>\n<div class=\"col-sm-12 col-md-12 col-lg-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 40px;\">\n<p class=\"txt-centr\" style=\"box-sizing: inherit; margin: 0px; text-align: center;\"><span class=\"font-tiny\" style=\"box-sizing: inherit; font-size: 0.875rem;\"><span style=\"box-sizing: inherit; font-size: 10.5px; line-height: 0; position: relative; vertical-align: baseline; top: -0.5em;\">[1]&nbsp;<\/span>Correct as of September 2023.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bc-blue-ltst\" style=\"box-sizing: inherit; background-color: rgb(228, 241, 253); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn-dk\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-md row--gt-sm hr-al-ctr\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px; justify-content: center;\">\n<div class=\"col-sm-12 col-md-12 col-lg-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 40px;\">\n<h2 class=\"txt-centr\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px; text-align: center;\"><span class=\"font-h3\" style=\"box-sizing: inherit; font-size: 1.5rem;\">Join thousands of Trustpilot reviewers who save with Compare the Market<\/span><\/h2>\n<\/div>\n<div class=\"col-sm-7 col-md-2 col-lg-2 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 156.667px; align-self: start; margin-bottom: 40px;\">\n<div class=\"img \" style=\"box-sizing: inherit; margin-bottom: 0px;\"><amp-img src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Trustpilotlogo_HxW0435x0927_1f53c1ac-de94-43a6-bb7d-4f20dfe826cf.png\" media=\"\" alt=\"Trustpilot logo\" layout=\"responsive\" height=\"435\" width=\"927\" class=\"i-amphtml-element i-amphtml-layout-responsive i-amphtml-layout-size-defined i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"responsive\" style=\"box-sizing: inherit; display: block; position: relative; overflow: hidden !important;\"><i-amphtml-sizer slot=\"i-amphtml-svc\" style=\"box-sizing: inherit; padding-top: 64.125px; display: block !important;\"><\/i-amphtml-sizer><img decoding=\"async\" alt=\"Trustpilot logo\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;_w_&#39;%20height=&#39;_h_&#39;%20viewBox%3D&#39;0%200%20_w_%20_h_&#39;%2F%3E\" data-czlz data-src=\"https:\/\/cdn2.comparethemarket.com\/market\/cms\/cms-images\/Trustpilotlogo_HxW0435x0927_1f53c1ac-de94-43a6-bb7d-4f20dfe826cf.png\" class=\"i-amphtml-fill-content i-amphtml-replaced-content\" style=\"box-sizing: inherit; display: block; height: 0px; max-height: 100%; max-width: 100%; min-height: 100%; min-width: 100%; width: 0px; margin: auto; position: absolute; inset: 0px; border: none !important; padding: 0px !important;\"><\/amp-img><\/div>\n<\/div>\n<div class=\"col-sm-12 col-md-12 col-lg-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 40px;\">\n<p class=\"txt-centr\" style=\"box-sizing: inherit; margin: 0px; text-align: center;\">As of October 2023, Compare the Market had an average rating of&nbsp;<span style=\"box-sizing: inherit; font-weight: 700;\">4.8 out of 5<\/span>&nbsp;from 35,144 people who left a review on Trustpilot. The score 4.8 corresponds to the Star Label \u2018Excellent\u2019.&nbsp;<a title=\"Find out more\" href=\"https:\/\/uk.trustpilot.com\/review\/www.comparethemarket.com\" target=\"_blank\" rel=\"noopener\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(25, 134, 65); text-decoration-line: none; font-weight: 700;\">Find out more<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"frequentlyaskedquestions\" class=\"faq faq--grey-tm p-y-md\" style=\"box-sizing: inherit; padding-bottom: 40px; padding-top: 40px; background-color: rgb(242, 242, 242); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<h2 class=\"faq__ttl uline\" style=\"box-sizing: inherit; font-size: 1.75rem; margin: 0px 0px 0.75em; padding-bottom: 10px; position: relative;\">Frequently asked questions<\/h2>\n<div class=\"faq__intro\" style=\"box-sizing: inherit; margin-bottom: 10px;\"><\/div>\n<p><amp-accordion id=\"faq-accordion-56458321\" class=\"i-amphtml-element i-amphtml-layout-container i-amphtml-built i-amphtml-layout\" i-amphtml-layout=\"container\" style=\"box-sizing: inherit; display: block; margin: 0px; position: relative;\"><\/p>\n<section expanded=\"\" style=\"box-sizing: inherit; margin: 0px; float: none !important;\">\n<h3 class=\"faq__qstn font-large i-amphtml-accordion-header\" data-vars-cat=\"FAQBlock\" data-vars-lbl=\"HowMuchDoesAPersonalLoanCost\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_FAQBlock_HowMuchDoesAPersonalLoanCost\" role=\"button\" aria-controls=\"faq-accordion-56458321_AMP_content_0\" aria-expanded=\"true\" tabindex=\"0\" style=\"box-sizing: inherit; font-size: 1.375rem; margin: 0px -20px; position: relative; background: rgb(255, 255, 255); padding: 17px 45px 17px 20px; border-width: 0px 0px 1px; border-top-style: initial; border-right-style: initial; border-bottom-style: solid; border-left-style: initial; border-color: rgb(255, 255, 255); border-image: initial; cursor: pointer; box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; float: none !important; overflow: hidden !important;\">How much does a personal loan cost?<svg aria-hidden=\"true\" class=\"faq__arr\"><use xlink:href=\"#chevron-down\"><\/use><\/svg><\/h3>\n<div class=\"faq__ans bc-white i-amphtml-accordion-content\" id=\"faq-accordion-56458321_AMP_content_0\" aria-labelledby=\"Loans_Loans-PersonalLoans_FAQBlock_HowMuchDoesAPersonalLoanCost\" role=\"region\" style=\"box-sizing: inherit; margin: 20px 0px; background-color: rgb(255, 255, 255); box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; padding: 15px; float: none !important; overflow: hidden !important; position: relative !important;\">\n<div class=\"faq__ans-txt\" style=\"box-sizing: inherit; max-width: 700px;\">\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">The cost of a personal loan depends on how much you want to borrow, the APR and how long you take to pay back the money.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">Interest rates vary according to the size and length of the loan. A longer loan term may attract lower rates, but the overall cost will be higher than a short-term loan. And borrowers with poor credit scores will be charged higher interest rates.&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section expanded=\"\" style=\"box-sizing: inherit; margin: 0px; float: none !important;\">\n<h3 class=\"faq__qstn font-large i-amphtml-accordion-header\" data-vars-cat=\"FAQBlock\" data-vars-lbl=\"WhatHappensIfIMissAPersonalLoanRepayment\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_FAQBlock_WhatHappensIfIMissAPersonalLoanRepayment\" role=\"button\" aria-controls=\"faq-accordion-56458321_AMP_content_1\" aria-expanded=\"true\" tabindex=\"0\" style=\"box-sizing: inherit; font-size: 1.375rem; margin: 0px -20px; position: relative; background: rgb(255, 255, 255); padding: 17px 45px 17px 20px; border-width: 0px 0px 1px; border-top-style: initial; border-right-style: initial; border-bottom-style: solid; border-left-style: initial; border-color: rgb(255, 255, 255); border-image: initial; cursor: pointer; box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; float: none !important; overflow: hidden !important;\">What happens if I miss a personal loan repayment?<svg aria-hidden=\"true\" class=\"faq__arr\"><use xlink:href=\"#chevron-down\"><\/use><\/svg><\/h3>\n<div class=\"faq__ans bc-white i-amphtml-accordion-content\" id=\"faq-accordion-56458321_AMP_content_1\" aria-labelledby=\"Loans_Loans-PersonalLoans_FAQBlock_WhatHappensIfIMissAPersonalLoanRepayment\" role=\"region\" style=\"box-sizing: inherit; margin: 20px 0px; background-color: rgb(255, 255, 255); box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; padding: 15px; float: none !important; overflow: hidden !important; position: relative !important;\">\n<div class=\"faq__ans-txt\" style=\"box-sizing: inherit; max-width: 700px;\">\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">If you miss a loan repayment, the lender may add extra charges and interest to your loan. Missed payments will also be noted on your credit report, which could harm your credit score and make it harder for you to borrow in the future.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">If you think you\u2019re going to miss a payment, contact your lender. The sooner you discuss your options, the more flexible the lender may be.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section expanded=\"\" style=\"box-sizing: inherit; margin: 0px; float: none !important;\">\n<h3 class=\"faq__qstn font-large i-amphtml-accordion-header\" data-vars-cat=\"FAQBlock\" data-vars-lbl=\"DoINeedAGoodCreditScoreToGetAPersonalLoan\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_FAQBlock_DoINeedAGoodCreditScoreToGetAPersonalLoan\" role=\"button\" aria-controls=\"faq-accordion-56458321_AMP_content_2\" aria-expanded=\"true\" tabindex=\"0\" style=\"box-sizing: inherit; font-size: 1.375rem; margin: 0px -20px; position: relative; background: rgb(255, 255, 255); padding: 17px 45px 17px 20px; border-width: 0px 0px 1px; border-top-style: initial; border-right-style: initial; border-bottom-style: solid; border-left-style: initial; border-color: rgb(255, 255, 255); border-image: initial; cursor: pointer; box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; float: none !important; overflow: hidden !important;\">Do I need a good credit score to get a personal loan?<svg aria-hidden=\"true\" class=\"faq__arr\"><use xlink:href=\"#chevron-down\"><\/use><\/svg><\/h3>\n<div class=\"faq__ans bc-white i-amphtml-accordion-content\" id=\"faq-accordion-56458321_AMP_content_2\" aria-labelledby=\"Loans_Loans-PersonalLoans_FAQBlock_DoINeedAGoodCreditScoreToGetAPersonalLoan\" role=\"region\" style=\"box-sizing: inherit; margin: 20px 0px; background-color: rgb(255, 255, 255); box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; padding: 15px; float: none !important; overflow: hidden !important; position: relative !important;\">\n<div class=\"faq__ans-txt\" style=\"box-sizing: inherit; max-width: 700px;\">\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">You may be able to get a personal loan with&nbsp;<a title=\"bad credit\" href=\"https:\/\/www.comparethemarket.com\/loans\/bad-credit-loans\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 169, 48); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">bad credit<\/a>, but it will affect how much you can borrow and the amount of interest you\u2019ll be charged.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">The better your credit score, the better terms you\u2019ll be offered for a personal loan because the lender will be more confident you\u2019ll be able to repay it.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section expanded=\"\" style=\"box-sizing: inherit; margin: 0px; float: none !important;\">\n<h3 class=\"faq__qstn font-large i-amphtml-accordion-header\" data-vars-cat=\"FAQBlock\" data-vars-lbl=\"CanYouBePreApprovedForAPersonalLoan\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_FAQBlock_CanYouBePreApprovedForAPersonalLoan\" role=\"button\" aria-controls=\"faq-accordion-56458321_AMP_content_3\" aria-expanded=\"true\" tabindex=\"0\" style=\"box-sizing: inherit; font-size: 1.375rem; margin: 0px -20px; position: relative; background: rgb(255, 255, 255); padding: 17px 45px 17px 20px; border-width: 0px 0px 1px; border-top-style: initial; border-right-style: initial; border-bottom-style: solid; border-left-style: initial; border-color: rgb(255, 255, 255); border-image: initial; cursor: pointer; box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; float: none !important; overflow: hidden !important;\">Can you be pre-approved for a personal loan?<svg aria-hidden=\"true\" class=\"faq__arr\"><use xlink:href=\"#chevron-down\"><\/use><\/svg><\/h3>\n<div class=\"faq__ans bc-white i-amphtml-accordion-content\" id=\"faq-accordion-56458321_AMP_content_3\" aria-labelledby=\"Loans_Loans-PersonalLoans_FAQBlock_CanYouBePreApprovedForAPersonalLoan\" role=\"region\" style=\"box-sizing: inherit; margin: 20px 0px; background-color: rgb(255, 255, 255); box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; padding: 15px; float: none !important; overflow: hidden !important; position: relative !important;\">\n<div class=\"faq__ans-txt\" style=\"box-sizing: inherit; max-width: 700px;\">\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">Yes, you can be pre-approved for a personal loan. Pre-approval means your loan application will be accepted based on the information you\u2019ve provided. The interest rate, loan amount and term length will all be guaranteed, pending final checks from the lender. Put simply, it\u2019s a \u2018what you see is what you get\u2019 deal.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section expanded=\"\" style=\"box-sizing: inherit; margin: 0px; float: none !important;\">\n<h3 class=\"faq__qstn font-large i-amphtml-accordion-header\" data-vars-cat=\"FAQBlock\" data-vars-lbl=\"HowLongWillItTakeToGetMyMoney\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_FAQBlock_HowLongWillItTakeToGetMyMoney\" role=\"button\" aria-controls=\"faq-accordion-56458321_AMP_content_4\" aria-expanded=\"true\" tabindex=\"0\" style=\"box-sizing: inherit; font-size: 1.375rem; margin: 0px -20px; position: relative; background: rgb(255, 255, 255); padding: 17px 45px 17px 20px; border-width: 0px 0px 1px; border-top-style: initial; border-right-style: initial; border-bottom-style: solid; border-left-style: initial; border-color: rgb(255, 255, 255); border-image: initial; cursor: pointer; box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; float: none !important; overflow: hidden !important;\">How long will it take to get my money?<svg aria-hidden=\"true\" class=\"faq__arr\"><use xlink:href=\"#chevron-down\"><\/use><\/svg><\/h3>\n<div class=\"faq__ans bc-white i-amphtml-accordion-content\" id=\"faq-accordion-56458321_AMP_content_4\" aria-labelledby=\"Loans_Loans-PersonalLoans_FAQBlock_HowLongWillItTakeToGetMyMoney\" role=\"region\" style=\"box-sizing: inherit; margin: 20px 0px; background-color: rgb(255, 255, 255); box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; padding: 15px; float: none !important; overflow: hidden !important; position: relative !important;\">\n<div class=\"faq__ans-txt\" style=\"box-sizing: inherit; max-width: 700px;\">\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">With some lenders, you can get your money on the same day as your application if you already hold an account with them. But you can normally expect to get your money within a week.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section expanded=\"\" style=\"box-sizing: inherit; margin: 0px; float: none !important;\">\n<h3 class=\"faq__qstn font-large i-amphtml-accordion-header\" data-vars-cat=\"FAQBlock\" data-vars-lbl=\"WhatCanIDoIfINeedToBorrowMoreThanTheyllLend\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_FAQBlock_WhatCanIDoIfINeedToBorrowMoreThanTheyllLend\" role=\"button\" aria-controls=\"faq-accordion-56458321_AMP_content_5\" aria-expanded=\"true\" tabindex=\"0\" style=\"box-sizing: inherit; font-size: 1.375rem; margin: 0px -20px; position: relative; background: rgb(255, 255, 255); padding: 17px 45px 17px 20px; border-width: 0px 0px 1px; border-top-style: initial; border-right-style: initial; border-bottom-style: solid; border-left-style: initial; border-color: rgb(255, 255, 255); border-image: initial; cursor: pointer; box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; float: none !important; overflow: hidden !important;\">What can I do if I need to borrow more than they\u2019ll lend?<svg aria-hidden=\"true\" class=\"faq__arr\"><use xlink:href=\"#chevron-down\"><\/use><\/svg><\/h3>\n<div class=\"faq__ans bc-white i-amphtml-accordion-content\" id=\"faq-accordion-56458321_AMP_content_5\" aria-labelledby=\"Loans_Loans-PersonalLoans_FAQBlock_WhatCanIDoIfINeedToBorrowMoreThanTheyllLend\" role=\"region\" style=\"box-sizing: inherit; margin: 20px 0px; background-color: rgb(255, 255, 255); box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; padding: 15px; float: none !important; overflow: hidden !important; position: relative !important;\">\n<div class=\"faq__ans-txt\" style=\"box-sizing: inherit; max-width: 700px;\">\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">If you need to borrow more than the lender is willing to offer you, or you need more than the typical \u00a325,000 limit, consider a secured loan. You can borrow \u00a3100,000 or even more with a&nbsp;<a title=\"secured loan\" href=\"https:\/\/www.comparethemarket.com\/loans\/secured-loans\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 169, 48); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">secured loan<\/a>, but you\u2019ll need to offer something of value as collateral, like your home.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">Think carefully before taking out this type of loan. If you miss repayments, the lender can seize the asset you put up as collateral to repay what you owe.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section expanded=\"\" style=\"box-sizing: inherit; margin: 0px; float: none !important;\">\n<h3 class=\"faq__qstn font-large i-amphtml-accordion-header\" data-vars-cat=\"FAQBlock\" data-vars-lbl=\"WhatHappensIfICanTRepayMyLoan\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_FAQBlock_WhatHappensIfICanTRepayMyLoan\" role=\"button\" aria-controls=\"faq-accordion-56458321_AMP_content_6\" aria-expanded=\"true\" tabindex=\"0\" style=\"box-sizing: inherit; font-size: 1.375rem; margin: 0px -20px; position: relative; background: rgb(255, 255, 255); padding: 17px 45px 17px 20px; border-width: 0px 0px 1px; border-top-style: initial; border-right-style: initial; border-bottom-style: solid; border-left-style: initial; border-color: rgb(255, 255, 255); border-image: initial; cursor: pointer; box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; float: none !important; overflow: hidden !important;\">What happens if I can\u2019t repay my loan?<svg aria-hidden=\"true\" class=\"faq__arr\"><use xlink:href=\"#chevron-down\"><\/use><\/svg><\/h3>\n<div class=\"faq__ans bc-white i-amphtml-accordion-content\" id=\"faq-accordion-56458321_AMP_content_6\" aria-labelledby=\"Loans_Loans-PersonalLoans_FAQBlock_WhatHappensIfICanTRepayMyLoan\" role=\"region\" style=\"box-sizing: inherit; margin: 20px 0px; background-color: rgb(255, 255, 255); box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; padding: 15px; float: none !important; overflow: hidden !important; position: relative !important;\">\n<div class=\"faq__ans-txt\" style=\"box-sizing: inherit; max-width: 700px;\">\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">If you\u2019re struggling to repay your loan, contact your lender as soon as possible. They may be able to support you with managing your repayments. Alternatively, contact a&nbsp;<a title=\"debt advice service\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/money-troubles\/dealing-with-debt\/debt-advice-locator\" target=\"_blank\" rel=\"noopener\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 169, 48); text-decoration-line: none; font-weight: 700;\">debt advice service.&nbsp;<\/a>They\u2019ll be able to help you organise a debt repayment plan with your lender.<\/p>\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">If you can\u2019t reach a compromise with your lender, you\u2019ll probably be charged penalty fees for partial, late or missed repayments.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section expanded=\"\" style=\"box-sizing: inherit; margin: 0px; float: none !important;\">\n<h3 class=\"faq__qstn font-large i-amphtml-accordion-header\" data-vars-cat=\"FAQBlock\" data-vars-lbl=\"CanIRepayMyLoanEarly\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_FAQBlock_CanIRepayMyLoanEarly\" role=\"button\" aria-controls=\"faq-accordion-56458321_AMP_content_7\" aria-expanded=\"true\" tabindex=\"0\" style=\"box-sizing: inherit; font-size: 1.375rem; margin: 0px -20px; position: relative; background: rgb(255, 255, 255); padding: 17px 45px 17px 20px; border-width: 0px 0px 1px; border-top-style: initial; border-right-style: initial; border-bottom-style: solid; border-left-style: initial; border-color: rgb(255, 255, 255); border-image: initial; cursor: pointer; box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; float: none !important; overflow: hidden !important;\">Can I repay my loan early?<svg aria-hidden=\"true\" class=\"faq__arr\"><use xlink:href=\"#chevron-down\"><\/use><\/svg><\/h3>\n<div class=\"faq__ans bc-white i-amphtml-accordion-content\" id=\"faq-accordion-56458321_AMP_content_7\" aria-labelledby=\"Loans_Loans-PersonalLoans_FAQBlock_CanIRepayMyLoanEarly\" role=\"region\" style=\"box-sizing: inherit; margin: 20px 0px; background-color: rgb(255, 255, 255); box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; padding: 15px; float: none !important; overflow: hidden !important; position: relative !important;\">\n<div class=\"faq__ans-txt\" style=\"box-sizing: inherit; max-width: 700px;\">\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">You can&nbsp;<a title=\"pay off your personal loan early\" href=\"https:\/\/www.comparethemarket.com\/loans\/content\/can-i-repay-loan-debt-early\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 169, 48); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">pay off your personal loan early<\/a>, but you might have to pay an&nbsp;<a title=\"early repayment charge (ERC)\" href=\"https:\/\/www.comparethemarket.com\/mortgages\/content\/early-repayment-charges-explained\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(53, 169, 48); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">early repayment charge (ERC)<\/a>. Early repayment charges vary, but you can usually expect to pay the equivalent of one to two months\u2019 interest.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section expanded=\"\" style=\"box-sizing: inherit; margin: 0px; float: none !important;\">\n<h3 class=\"faq__qstn font-large i-amphtml-accordion-header\" data-vars-cat=\"FAQBlock\" data-vars-lbl=\"WhatWillHappenIfUKInterestRatesChange\" data-action=\"onClick\" id=\"Loans_Loans-PersonalLoans_FAQBlock_WhatWillHappenIfUKInterestRatesChange\" role=\"button\" aria-controls=\"faq-accordion-56458321_AMP_content_8\" aria-expanded=\"true\" tabindex=\"0\" style=\"box-sizing: inherit; font-size: 1.375rem; margin: 0px -20px; position: relative; background: rgb(255, 255, 255); padding: 17px 45px 17px 20px; border-width: 0px 0px 1px; border-top-style: initial; border-right-style: initial; border-bottom-style: solid; border-left-style: initial; border-color: rgb(255, 255, 255); border-image: initial; cursor: pointer; box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; float: none !important; overflow: hidden !important;\">What will happen if UK interest rates change?<svg aria-hidden=\"true\" class=\"faq__arr\"><use xlink:href=\"#chevron-down\"><\/use><\/svg><\/h3>\n<div class=\"faq__ans bc-white i-amphtml-accordion-content\" id=\"faq-accordion-56458321_AMP_content_8\" aria-labelledby=\"Loans_Loans-PersonalLoans_FAQBlock_WhatWillHappenIfUKInterestRatesChange\" role=\"region\" style=\"box-sizing: inherit; margin: 20px 0px; background-color: rgb(255, 255, 255); box-shadow: rgba(0, 0, 0, 0.15) 1px 1px 4px 0px; padding: 15px; float: none !important; overflow: hidden !important; position: relative !important;\">\n<div class=\"faq__ans-txt\" style=\"box-sizing: inherit; max-width: 700px;\">\n<p style=\"box-sizing: inherit; margin: 0px 0px 1.3em;\">If your personal loan has a fixed interest rate, it won\u2019t be affected if UK interest rates change. Your monthly repayments should remain the same, regardless of what happens to the Bank of England base rate.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<p><\/amp-accordion><\/div>\n<\/div>\n<div class=\"bc-blue-ltst\" style=\"box-sizing: inherit; background-color: rgb(228, 241, 253); color: rgb(14, 74, 142); font-family: Simples, Verdana, sans-serif; font-size: 18.7px;\">\n<div class=\"cntnr c-blue lnk-grn-dk\" style=\"box-sizing: inherit; max-width: 960px; margin-left: auto; margin-right: auto; padding-left: 20px; padding-right: 20px;\">\n<div class=\"row p-t-md row--gt-sm\" style=\"box-sizing: inherit; padding-top: 40px; display: flex; flex-wrap: wrap; margin-left: -10px; margin-right: -10px;\">\n<div class=\"col-sm-12 vr-al-top btn-al-lt\" style=\"box-sizing: inherit; display: flex; flex-direction: column; position: relative; padding-left: 10px; padding-right: 10px; width: 940px; align-self: start; margin-bottom: 40px;\">\n<p style=\"box-sizing: inherit; margin: 0px;\">The content written in this article is for information purposes only and should not be taken as financial advice. If you require support on the products discussed here, please speak to your bank\/lender or seek the advice of an independent professional financial advisor. We also have more information on our&nbsp;<a title=\"Customer Support Hub\" href=\"https:\/\/www.comparethemarket.com\/customer-support-hub\/\" style=\"box-sizing: inherit; background-color: transparent; color: rgb(25, 134, 65); text-decoration-line: none; font-weight: 700;\" target=\"_blank\" rel=\"noopener\">Customer Support Hub<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Personal loans Get personal loan quotes in under 4 minutes[1]&nbsp;without impacting &#8230; <\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"class_list":["post-1529","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/usaontheweb.com\/insurance\/wp-json\/wp\/v2\/pages\/1529","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/usaontheweb.com\/insurance\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/usaontheweb.com\/insurance\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/usaontheweb.com\/insurance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/usaontheweb.com\/insurance\/wp-json\/wp\/v2\/comments?post=1529"}],"version-history":[{"count":1,"href":"http:\/\/usaontheweb.com\/insurance\/wp-json\/wp\/v2\/pages\/1529\/revisions"}],"predecessor-version":[{"id":1530,"href":"http:\/\/usaontheweb.com\/insurance\/wp-json\/wp\/v2\/pages\/1529\/revisions\/1530"}],"wp:attachment":[{"href":"http:\/\/usaontheweb.com\/insurance\/wp-json\/wp\/v2\/media?parent=1529"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}